As of 12:00am on July 4, 2025, new regulations regarding the Seller’s Stamp Duty (SSD) will take effect for all residential property purchases in Singapore.
- The holding period for SSD has been extended from 3 years to 4 years.
- SSD rates have been increased to between 4% and 16% for properties sold within 4 years of purchase.
(Previously, the rates ranged from 4% to 12% for sales within 3 years.)
This update comes in response to a sharp rise in private residential property transactions with short holding periods, particularly sub-sales—the resale of uncompleted units before completion.
The SSD was originally introduced in 2010 to discourage speculative property flipping. It was relaxed in 2017, reducing the minimum holding period to 3 years. With this latest move, the government aims to promote a more sustainable and stable property market.
Key Takeaway:
If you're purchasing a private home from July 4, 2025, you'll need to hold it for at least 4 years to avoid incurring SSD.
For more information, property planning, or a personalised property valuation, contact Shaun at 8793 0168
Or reach out via Instagram @Shaun Tham Property
【重要通知】2025年7月4日起住宅转售印花税（SSD）调整
从 2025年7月4日凌晨12点起，新加坡政府将提高住宅转售印花税（SSD）税率，并延长需缴税的持有期。
主要变化如下：
- 购入私人住宅后，需持有至少4年才能免除SSD（之前是3年）。
- 若在4年内出售住宅，须缴纳SSD，税率为 4% 至 16%（之前为 4% 至 12%）。
此调整适用于 2025年7月4日及之后购买的住宅物业。
近期，短期持有和尚未完工单位的转售（即转售合约/sub-sale）显著增加。政府希望通过此措施抑制短期炒房，确保房地产市场健康稳定发展。
如需了解更多信息、房产规划或获取个人化房产估价，欢迎联系 Shaun：8793 0168
也可通过社交媒体 @Shaun Tham Property 与我联系