If you’re a home buyer, HDB owner planning to upgrade, or an investor assessing your next move, 2026 is a year where strategy matters more than speed.
After several years of rapid growth, Singapore’s property market is entering a more selective and differentiated phase— and the winners will be those who read the signals correctly.
"2026 is not about chasing the hottest project."
HDB Resale Market: Stabilisation Is Here
In 2025, HDB resale prices grew 2.9%, a significant moderation from 9.7% in 2024. This points to stabilisation, not weakness.
On the ground, many sellers are already experiencing:
- Slower enquiries
- Fewer viewings
- Longer selling timelines
A key driver is supply. In 2025 alone, nearly 30,000 BTO and SBF flats were launched — 41% more than in 2024. Looking ahead, the government plans to roll out ~55,000 BTO flats between 2025 and 2027.
If more centrally located BTO projects are introduced, resale demand could be further diluted. For HDB owners looking to upgrade, pricing, positioning, and timing your sale correctly is now critical to maximising value.
New Launch Condos: Higher Benchmarks Ahead
2025 saw over 10,000 new launch units sold, reflecting strong buyer confidence.
However, 2026 will look different:
- Fewer launches overall
- Supply concentrated mainly in the OCR
- Higher land and construction costs
As a result, we may see new benchmark pricing:
- CCR: ~$3,500 psf
- RCR: ~$2,600 psf
- OCR: ~$2,400 psf
Rather than chasing highly contested launches, buyers may want to look at post-launch or balance inventory, where pricing is still anchored to older land bids.
At the same time, to manage quantum, developers may reduce unit sizes — making larger resale units increasingly attractive for buyers who value space and comfort.
"(2026) It’s about choosing the right asset, entering at the right price, and planning with clarity."
Buyer Sentiment & Interest Rates
A lower interest rate environment will likely bring more buyers back into the market. But increased confidence also raises the risk of FOMO-driven decisions.
Smart buyers in 2026 won’t rush — they’ll buy assets that still make sense five to ten years down the road.
Landed Homes: Scarcity Still Wins
Landed properties continued their bull run in 2025, supported by:
- Extremely limited supply (~74,000 units)
- Strong demand from condo upgraders, affluent HDB owners, and new citizens
With the price gap between large condos and freehold landed narrowing, buyers with budgets above $4.5M may find landed homes — especially inter-terraces — increasingly compelling long-term assets.
Buying landed is not just about lifestyle. It’s about land ownership, scarcity, and capital preservation — but it requires deeper homework.
Final Thoughts
2026 is not about chasing the hottest project.
It’s about choosing the right asset, entering at the right price, and planning with clarity.
If you’d like guidance on:
- When and how to sell your HDB
- Planning your upgrade strategy
- Avoiding costly FOMO mistakes
Reach out — I’m happy to help you plan your next move strategically, not emotionally.